Does Marseguros USA's advice have any cost?

No, not at all. Our advice and enrollment process are 100% free for you. As authorized agents certified with the Health Insurance Marketplace (HealthCare.gov), plan prices are set by law and we do not charge any management fee.

What documents do I need to get a quote and apply in Texas?

For an initial quote you only need your ZIP code, the ages of your family members and estimated annual gross income. To finalize enrollment in the Marketplace you will be asked for your Social Security number (or valid immigration status, such as residency, work permit or visa) and proof of income.

Can I apply if I'm self-employed or have a 1099 form?

Yes, absolutely! Self-employed workers, rideshare and delivery drivers, construction contractors, hairdressers and small shop owners are among the main beneficiaries of Obamacare in Texas. We help you project your net income to maximize your tax subsidies.

In which cities and counties of Texas do you have coverage?

We offer coverage and phone or digital support throughout the state of Texas, including Houston (Harris), Dallas, Fort Worth (Tarrant), San Antonio (Bexar), Austin (Travis), El Paso, McAllen, Laredo, Brownsville, Corpus Christi and all rural or outlying areas.

Is Marseguros USA a government entity?

No. Marseguros USA is a private, independent insurance agency with an official license issued by the Texas Department of Insurance (TDI) and agents certified with the Federal Health Insurance Marketplace. We give you impartial guidance to choose the most suitable plan among the best insurers in the state.

Statewide Coverage · Texas 2025

Obamacare in Texas for Hispanic families

At Marseguros USA we help you access Marketplace health plans with federal subsidies that can lower your monthly premium to as little as $0. Official 100% free advice in Spanish.

Ask in Texas on WhatsApp Call now

100% service in Spanish
Personalized advice
Simple process
CMS-certified agents

Hispanic family in Texas protected with Obamacare health insurance

ACA Subsidies 2025

Plans from $0/month

Medical Network in Texas

Houston, Dallas, San Antonio, Austin and all of TX

Active

Statewide Coverage · Texas 2025

Obamacare health insurance in major Texas cities

We guide you in Spanish and evaluate the federal subsidies available based on your ZIP code. Access the most convenient networks of clinics, hospitals and specialists in your area.

HoustonDallas-Fort WorthSan AntonioAustinEl PasoMcAllen / Valley

Blue Cross Blue Shield, Ambetter, Molina and Oscar networks in Texas.

Plans with monthly subsidy from $0 depending on income and ZIP code.

100% free advice in Spanish with CMS-certified agents.

Check coverage in my county on WhatsApp

Technology map of Obamacare coverage in the state of Texas

Medical Care Network

Active coverage in all 254 Texas counties

CMS Verified

Guidance tailored to you

Advantages for Hispanic families in Texas

An advisory system designed to give you peace of mind, context and the health information you need to make the best decision for your family.

No Language Barriers

Service 100% in Spanish

Clear, close and respectful conversations. We explain each deductible, copay and health coverage without jargon or fine print.

Service with CMS-certified agentsKnow your options

Maximum Savings

Federal Subsidy Review

We evaluate your income and dependents to determine the APTC tax credit that lowers your monthly health premium from $0.

Texas 2025 BenefitSee more →

Local Networks

Comparison based on your ZIP Code

Hospital and doctor networks vary in each Texas county. We analyze the insurers available in your ZIP code.

Texas 2025 BenefitSee more →

Total Flexibility

Help for Families and Self-Employed

Plans designed for households with children, 1099 contractors, freelancers and small business owners with variable income.

Texas 2025 BenefitSee more →

No Hidden Cost

100% Free Advice

Our guidance and comparison service is completely free. The cost of your policy is the official government-regulated price.

Texas 2025 BenefitSee more →

Hispanic family in Texas talking with a certified health insurance advisor

CMS-Certified Advice in Texas

A clear conversationNo commitment

Understand which medical network and subsidy apply to you before making a decision.

ACA Plans · Texas 2025

ACA Plans in Texas for Hispanic Families

We help you understand how federal Marketplace health plans work: what they cover, how subsidies are calculated based on your family income and which options fit your budget.

Alternatives vary by your Texas county. That's why we calmly explain, in Spanish, which insurers cover your usual doctors and trusted clinics.

Federal Marketplace

Official plans regulated by HealthCare.gov.

Maximum Subsidies

Monthly help that lowers your premium payment.

Family Options

Pediatric coverage and preventive checkups with no copay.

Service 100% in Spanish

Clear explanation of medical networks and hospitals.

See options Talk on WhatsApp

Self-Employed Workers · Texas 2025

Obamacare for self-employed workers in Texas

If you work for yourself, are a freelancer, run your own business or don't receive health insurance through a traditional employer, the federal Marketplace in Texas has options with direct subsidies for you.

100% Self-Employed Workers

No Fixed Payroll

Designed for 1099 contractors, freelancers, small merchants and people with income that varies month to month.

100% Advice in Spanish

Total Clarity

Clear, direct explanations without jargon on how to report estimated income and deduct premiums.

Personalized Support

Tailored to You

We evaluate whether you qualify for maximum subsidies that can reduce your premium to $0 or minimal costs.

Get a quote as a self-employed person on WhatsApp (305) 988-2372

Independent Hispanic professional and entrepreneur in Texas working in their office

1099 and Variable Income Accepted

Texas Self-EmployedTax deductible

Protect your health and the continuity of your business in the event of any medical emergency or surgery.

Step by step, no complications

How to apply for Obamacare in Texas

A streamlined, digital process 100% in Spanish designed so you have absolute clarity before enrolling.

01⏱️ 2 minutes

Share your basic details

Age, ZIP code, approximate household income and how many people you claim on your taxes.

Step 01 of 04Next

02⏱️ 5 minutes

We review possible eligibility

A CMS-certified agent reviews the information and calculates the monthly federal subsidy you're entitled to.

Step 02 of 04Next

03⏱️ 5 minutes

We compare available options

We show you the insurers in your county (BCBS TX, Ambetter, Molina, Oscar) with their deductibles and doctor networks.

Step 03 of 04Next

04⏱️ Guided Decision

We support you in deciding

You receive transparent guidance in Spanish and we complete your official registration at no cost and with no pressure.

Step 04 of 04Next

Immediate Guidance at No Cost

Want to check whether you qualify for subsidies in Texas?

Certified advisors in Spanish ready to help you compare options and calculate the tax credit you're entitled to.

Consult for free Talk on WhatsApp

100% service in SpanishNo advisory feePersonalized adviceOfficial CMS Agents

Frequently Asked Questions · Texas

Frequently asked questions — Obamacare in Texas

Straight answers about subsidies, insurers, requirements for self-employed people and health coverage in Texas cities.

Immediate Advice

Have questions about your case?

Our CMS-certified agents check your ZIP code and available subsidy in Texas at no cost.

Ask on WhatsApp Call (305) 988-2372

Many people and families in Texas qualify for health plans with monthly premiums reduced to $0 or very low cost thanks to federal Marketplace subsidies (APTC). Eligibility depends on your estimated annual income, your ZIP code in Texas and the size of your tax household.

Official Advice at No Cost in Texas

Find health coverage options in Texas today

Get personalized guidance in Spanish. We analyze your ZIP code, family makeup and income to process your Marketplace subsidy with no hassle.

Talk on WhatsApp Call: (305) 988-2372 Request a call

100% in Spanish

No language barriers or confusing terms.

No Extra Cost

Our advice is completely free.

All of Texas

Houston, Dallas, San Antonio, Austin and more.

Fast Response

Quote and verification in under 10 min.

Marseguros USA works with health insurance agents certified by the U.S. Health Insurance Marketplace (HealthCare.gov) and with an active license in the state of Texas.

You may also be interested in, in Texas:

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Obamacare in Texas for Hispanic families

Obamacare health insurance in major Texas cities

Advantages for Hispanic families in Texas

Service 100% in Spanish

Federal Subsidy Review

Comparison based on your ZIP Code

Help for Families and Self-Employed

100% Free Advice

ACA Plans in Texas for Hispanic Families

Federal Marketplace

Maximum Subsidies

Family Options

Service 100% in Spanish

Obamacare for self-employed workers in Texas

100% Self-Employed Workers

100% Advice in Spanish

Personalized Support

How to apply for Obamacare in Texas

Share your basic details

We review possible eligibility

We compare available options

We support you in deciding

Want to check whether you qualify for subsidies in Texas?

Frequently asked questions — Obamacare in Texas

Have questions about your case?

Find health coverage options in Texas today

100% in Spanish

No Extra Cost

All of Texas

Fast Response

Obamacare in Texas's main cities