🇺🇸 CMS Certified Agents · Free Consultation · English & Spanish · Florida & Texas
🇺🇸 CMS Certified Agents · Free Consultation · English & Spanish · Florida & Texas
CMS Certified Agents · Florida & Texas

Health Insurance Obamacare in Florida & Texas

Get a free quote with bilingual agents specializing in ACA plans, private health insurance, dental, vision and life. We help families, self-employed and small businesses find coverage options in Florida, Texas and other states subject to availability.

Primary service in Florida & Texas · Check availability for other states · Bilingual service

✓ Free consultation
✓ Bilingual service
✓ Florida & Texas
✓ Other states available

We work with the leading Marketplace insurers in Florida and Texas

Ambetter logo
Ambetter
Aetna logo
Aetna
Humana logo
Humana
Oscar Health logo
Oscar Health
Molina Healthcare logo
Molina Healthcare
Foresters Financial logo
Foresters Financial

100% Free Consultation

No cost of any kind. Our advisory service is always free for the client.

CMS Certified Agents

Accredited by the federal Marketplace for ACA enrollments in FL and TX.

Bilingual Service

We speak Spanish and English. No language barriers. We accompany you through the entire process.

Florida, Texas & Other States

Primary coverage in FL & TX. Contact us to check availability in other states.

Our Services

ACA Health Plans & More Insurance Options

Free bilingual consultation for families, self-employed and small businesses in Florida and Texas.

Most popular

Obamacare / ACA Marketplace

Federal Marketplace health plans for individuals and families in Florida and Texas. Subsidies may bring your monthly cost down to $0 depending on eligibility.

  • Individual & family plans
  • Federal subsidies available
  • Florida and Texas
  • Free Spanish consultation
See options

Private Health Insurance

Private health insurance options for those who don't qualify for Obamacare or want more flexibility outside the Marketplace.

  • Flexible coverage
  • No open enrollment restrictions
  • Individual & family plans
  • Multiple insurers
See options

Dental & Vision Insurance

Dental and vision coverage plans to complement your health insurance. Checkups, glasses, treatments and more for the whole family.

  • Complete dental coverage
  • Eye exams & glasses
  • Family plans
  • Affordable options in FL & TX
See options

Life & Supplemental Insurance

Protect your family's future with term, whole life and IUL plans. We also advise on supplemental hospital coverage.

  • Term Life
  • Whole Life & Universal (IUL)
  • Hospital supplemental
  • Income protection
See options

Family Health Insurance

We review ACA, private and supplemental plans so all your family members have coverage in Florida and Texas.

  • Coverage for the whole family
  • Options for children & adults
  • Plans with subsidies
  • Personalized advice
See options

Self-Employed & Small Business

If you're self-employed, a freelancer or small business owner in Florida or Texas, we review coverage options for your situation.

  • Plans for 1099 workers
  • Owner options
  • Small groups
  • ACA eligibility review
See options
Simple Process

How to Enroll in Obamacare

4 steps to have your ACA health plan ready in Florida or Texas.

1

Free Consultation

Text us on WhatsApp or call us. A CMS-certified bilingual agent responds and understands your situation.

2

Eligibility & Subsidy Review

We analyze your income, household and state to check if you qualify for federal Marketplace subsidies.

3

Plan Comparison

We present the best options in your zip code — prices, coverages and doctor networks, in English or Spanish.

4

Enrollment with Support

We guide you step by step. No hassle, no confusing paperwork. Your coverage starts quickly.

Why choose us?

Obamacare experts for the Hispanic community in Florida & Texas

CMS Certified Agents
Accredited by the federal Marketplace for ACA enrollments in Florida and Texas.
Bilingual — English & Spanish
No language barriers. We understand Hispanic families and their specific needs.
Completely Free Advisory
We don't charge extra fees. Our advisory service is always free for the client.
Families, Self-Employed & Business
We advise families, self-employed workers and small businesses in FL & TX.

Guide: How to enroll in ACA / Obamacare health insurance in Florida and Texas

State Coverage

Obamacare in Florida & Texas

Free quote
🌴

Obamacare Florida

At Marseguros USA we help families, self-employed workers and small businesses in Florida review Obamacare health insurance options, ACA plans, available subsidies, dental, vision and supplemental coverage.

MiamiOrlandoTampaJacksonvilleKissimmeeFort Lauderdale
Quote in Florida
Free quote

Obamacare Texas

We also guide individuals and families in Texas looking for Obamacare health insurance, Marketplace plans, private options, subsidies and health coverage in English and Spanish.

HoustonDallasSan AntonioAustinFort WorthEl Paso
Quote in Texas

Do you live in another state? Contact us to review availability and possible options for your case. Check availability →

Who we help

Health insurance for families, self-employed & small businesses

We guide all types of clients in Florida and Texas.

Families

ACA and private plans to cover all household members in Florida and Texas.

Self-Employed

If you're a 1099 worker or freelancer, we help you find coverage without depending on an employer.

Entrepreneurs

Health insurance options while you build your own business in FL or TX.

Small Businesses

Group insurance and individual options to protect you and your employees.

Dental, Vision & Life

Complement your health plan with dental, vision or life insurance coverage.

Marseguros USA health insurance advisor – Obamacare Florida and Texas
CMS Certified
★★★★★
Bilingual Service
FL & TX · Free Consultation
About Us

Your health insurance partner in Florida & Texas

At Marseguros USA we understand that choosing health insurance can be complicated, especially in a different language. That's why our certified CMS agents accompany you every step of the way in English and Spanish.

We specialize in helping Hispanic families in Florida and Texas find affordable ACA coverage. Primary service in FL & TX — contact us to check availability in other states.

Licensed agent / NPN: pending confirmation

Testimonials

Clients who trust us

Real client testimonials. Names protected with initials.

★★★★★

Thanks to Marseguros USA I found the perfect plan for my family. They explained everything clearly and I ended up paying much less than expected. 100% recommended!

M.G.
M.G.
Miami, Florida
★★★★★

I thought I didn't qualify for subsidies, but the team helped me find an excellent plan at nearly no monthly cost. Everything was quick through WhatsApp. Excellent service.

C.M.
C.M.
Houston, Texas
★★★★★

I had been uninsured for years because I thought it was too expensive. The agent explained my options without pressure. Now my whole family has coverage.

R.J.
R.J.
Orlando, Florida
FAQ

Frequently Asked Questions about Obamacare

Everything you need to know to enroll in Florida and Texas.

The Affordable Care Act (ACA), known as Obamacare, allows eligible individuals and families to get health coverage through the federal Marketplace. Depending on your income, state and household size, you may qualify for subsidies that reduce your monthly cost.

Plans in Texas can also start from low cost or $0/month based on your eligibility and income. Texas has a wide variety of Marketplace insurers. Our certified agents can compare options specific to your area.

Subsidy eligibility depends on income, household size, state of residence and other factors. Generally, people between 100% and 400% of the federal poverty level may qualify for tax credits. Contact us to review your specific case.

Yes. Our consultation is completely free for the client. We are certified CMS agents and do not charge additional fees to help you compare, enroll or renew your health plan.

Yes. In addition to ACA plans, we provide advice on dental, vision and life insurance for families in Florida and Texas. You can combine a health plan with dental and vision coverage for greater protection.

Plans in Florida can start from low cost or $0/month depending on eligibility, income, zip code and household size. Federal subsidies can significantly reduce your monthly payment. Contact us to compare options in your area.

The Open Enrollment Period generally runs from November 1 to January 15. If you have a qualifying life event — losing coverage, getting married, having a baby, moving — you may qualify for a Special Enrollment Period (SEP) at any time of year.

Our primary service area is Florida and Texas, but we invite you to contact us to check availability and possible options depending on your state of residence.

Permanent residents, work visa holders and certain qualified immigrants may be eligible in Florida and Texas. Requirements vary by immigration status. Our agents determine your eligibility at no cost.

Yes. We advise families, self-employed workers (1099), entrepreneurs and small businesses in Florida and Texas. If you have employees, we can review group coverage options tailored to your situation.

Have another question?

Ask us on WhatsApp
Marseguros USA

Quote your health insurance today

Talk with a bilingual agent and review your health, dental, vision or life insurance options.

Free Quote

Check if you qualify for Obamacare subsidies

A certified CMS agent will contact you to review your eligibility and show you the best ACA plan options in Florida or Texas. Primary service in FL & TX; check availability for other states.

Bilingual service
English & Spanish — no barriers
Completely free
No charges of any kind
Personalized response
Real agents, not bots
CMS Certified Agents
Accredited by the Marketplace
Or quote via WhatsApp
Marseguros USA

Cotización Gratuita

Sin costo · Sin compromiso · En español

Marseguros USA no es una agencia gubernamental. La asesoría y disponibilidad de planes pueden variar según estado, elegibilidad y reglas del Marketplace.