Where you apply in Texas
Texas also uses the federal Marketplace, so the official application is made at HealthCare.gov. A certified agent can support you in Spanish throughout the process, with no additional cost in the plan price.
Step by step
- Have your ZIP code, each person's age and an estimate of the year's income on hand.
- Complete the application in the Marketplace with your whole household's information.
- Review the results: based on your information, the Marketplace indicates whether you can receive help with the premium or may qualify for other programs.
- Compare plans in your county, taking into account the premium, deductible, copays and your medical network.
- Choose your plan and confirm your enrollment.
Texas and Medicaid
Texas has not expanded Medicaid. This means some people with low incomes may not qualify for Medicaid or for help in the Marketplace. The rules depend on your income and your situation, so it's worth reviewing your case before deciding.
Every case is different. We explain which options may apply to your household.
Tips for living in Texas
- Options vary by county: Harris, Dallas, Bexar and others may have different plans.
- If you work for yourself, carefully estimate your annual net income.
- Confirm whether your doctors and medications are covered by the plan you choose.
Notice: This article is informational and does not constitute legal or tax advice. Eligibility, plan availability and subsidies depend on your information, your state of residence and current Marketplace rules. Marseguros USA is not a government agency.



