Where you apply in Florida
Florida uses the federal Marketplace, so the official application is made at HealthCare.gov. You can do it yourself or with a certified agent who supports you in Spanish; the plan price is the same either way.
Step by step
- Gather your information: ZIP code, each person's age and estimated household income.
- Create your account and complete the application with the information of everyone seeking coverage.
- Check whether you qualify for help with the cost of the premium. The Marketplace confirms eligibility when it evaluates your application.
- Compare the plans available in your county: premium, deductible, copays, medical network and covered medications.
- Choose your plan and confirm your enrollment. Your coverage starts once the start-date and first-payment requirements are met.
When can you enroll?
Normally during the Open Enrollment period. Outside those dates you need a Special Enrollment Period due to a qualifying life event, such as losing other coverage or moving to a new ZIP code.
See enrollment dates and optionsTips for living in Florida
- Plans and premiums change by county: Miami-Dade, Orange, Hillsborough and others may have different options.
- Check that your nearby doctors and hospitals are in the network before choosing.
- If your income varies during the year, update your estimate in the Marketplace.
We serve Miami, Orlando, Tampa and all of Florida. We review your case in Spanish at no cost.
Notice: This article is informational and does not constitute legal or tax advice. Eligibility, plan availability and subsidies depend on your information, your state of residence and current Marketplace rules. Marseguros USA is not a government agency.
